Randy Chambliss

Meet the Team

"Founder & Managing Principle"

Originally Mr. Randy Chambliss comes from an engineering and sales background prior to working with Citi Group’s financial service company, Movement Mortgage, Geneva Financial, and Chambliss Mortgage Capital. He has been developing residential properties since 2006 and has been a licensed mortgage loan originator since 2008. He is a Managing Partner of a real estate investment firm that acquires, owns, and manages residential properties.

Mr. Chambliss has served as a Managing Principle for Chambliss Mortgage Capital (CMC) since its conception with a focus on finding & deploying capital, recruiting & training brokers, real estate acquisition, and residential asset management.  Mr. Chambliss has a comprehensive background in all aspects of non-collateral business funding, construction project management, along with residential and commercial mortgage lending.

His role encompasses everything from the vision and overall direction of the firm to decisions regarding the business plan and positioning. He also oversees hiring top talent, working with the board & committee, engaging with investors, finding capital, implementing the business plan with respect to origination channels, managing brokers, account relationship executives, loan processors, risk control, accounts, and finances.

For over 20 years starting from his first financial service company, Mr. Chambliss has been teaching commonsense personal financial and real estate success principles that works if applied. The expertise he brings is often more valuable than the capital he provides. 

From a struggling husband and father of seven, barely meeting his family’s living expenses, to leading multi million-dollar mortgage and real estate enterprises.  His courage and determination have inspired his students and borrowers that they too can beat the financial trap of living an average life and create a new rewarding life so they can pay for the things they really want… Beautiful home, luxury car, fun vacation etc.

How our funding process works?

CMC’s Private Money Lending Advantage…

8 Steps to Buying a Home

At Chambliss Mortgage Capital (CMC) our goal is to help you avoid the traditional stressful, confusing and lengthy loan process with our streamlined funding experience. We do things differently from traditional banks and mortgage companies from start to finish and beyond the closing. See our funding process in action below…

Your CMC mortgage consultant will learn about your goals, assess your credit & liquidity, establish proper expectations and discuss your funding options tailored to your real estate business.

We gather as much information up front as possible giving us the rocket fuel to fly through the loan process.

This is where we need your help getting all your documents in as quickly as possible. You will provide your mortgage consultant with all the requested light document such as Identification, Bank Statements and Business Articles of Organization.

We partner up with the best 3rd party appraisal management companies that provides appraisal reports as quick as possible.

Our loan process is goal-driven rather than deadline-focused. Traditional lenders just work towards a closing date (i.e. a deadline). This typically leads to rushing around hours before closing or even missing the closing date. At CMC we try to avoid the last minute craziness by working towards a 10-day goal. Our 10 business day loan process is unique so it gives our borrowers the competitive advantage to close more deals faster.

Once all the documents have been received by the processor, the loan is then moved to Underwriting. Within 48-hours the Underwriter will review your loan and verify that all guidelines and conditions have been met. If any items are missing or if the underwriter needs some clarity we will request the additional items (no alarm or worries) but if all conditions are met then the file is moved to the “Committee” to officially issue an Agree to Fund (ATF).

Once reviewed by underwriting, the committee approves the deal within 48-hours and sends out an Agree to Fund (ATF) that outlines the final terms of the deal. The file than moves to our closing team where we will confirm the insurance coverage with the insurance agent, confirm the closing date with the title settlement company and begin creating the closing documents.

We work closely with the title settlement company and closing attorney to balance the numbers (i.e. confirm the total funds needed for the closing) and assemble the final closing settlement statement and loan documents. All the steps we completed leading up to this point ensures that the closing is a smooth experience without the last minute craziness. Now, you can enjoy the moment.

Where we lend?

Chambliss Mortgage Capital is based in New Orleans, Louisiana. However, our outreach expands far beyond the borders of Louisiana. We deploy capital in over 40 states throughout the country while maintaining the human experience and communication you would expect from your most trusted local mortgage lender.