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Chambliss Mortgage Capital Launches Groundbreaking Initiative to Fight Financial Insecurities and Homelessness by Empowering Communities
Chambliss Mortgage Capital, a leading nationwide private money lender, has announced the launch of an ambitious initiative aimed at empowering individuals and families with financial literacy and financial resources to achieve financial wellbeing and empowering real estate investors to create more affordable and workforce housing.
Through comprehensive educational programs and resources, Chambliss Mortgage Capital works to prevent, reduce, and ultimately end financial insecurity and homelessness in communities across the country.
Financial insecurity affects millions across the U.S., especially Black, Latinos, and women-led households. At Chambliss Mortgage Capital, we’re on a mission to empower communities with the financial tools they need to thrive—through financial literacy, entrepreneurship, homeownership, and real estate investing.
As housing costs continue to rise, the need for affordable and workforce housing has become more urgent than ever. Chambliss Mortgage Capital recognizes that real estate investors hold the key to addressing this critical issue by driving the development of sustainable, energy efficient, affordable housing solutions. The initiative aims to bridge the gap between real estate investors and the capital they need to create housing that serves low- and moderate-income families.
Three Core Pillars of the Initiative
Chambliss Mortgage Capital’s initiative is built on a comprehensive, three-pronged approach:
- Comprehensive Education:
- Financial literacy training for individuals and families, covering topics like building credit, organizing finances, and protecting assets.
- Specialized education for real estate investors on identifying, developing, and managing affordable and workforce housing projects through podcasts, masterminds, workshops, webinars, and social media live sessions.
- Expert Guidance:
- Tailored financial coaching and consulting services for individuals, families and investors to confidently navigate the complexities of financial wellbeing and real estate development.
- Personalized support for structuring loans and strategic planning for housing projects.
- Fair Access to Private Capital:
- A broad range of private money lending products, including bridge loans, fix-and-flip financing, construction loans, and long-term rental loans for residential, multifamily, mixed-use, and small commercial properties.
- Strategic coordination with home lenders to ensure fair access to resources for investors focused on creating housing solutions.
Real Estate as a Solution to Homelessness
Through this initiative, CMC aims to foster the development of safe, affordable housing, addressing one of the root causes of homelessness. By supporting real estate investors who share this mission, the company ensures meaningful community impact.
“We believe in the power of real estate to transform lives and communities,” said Randy Chambliss. “By empowering investors to create affordable housing, we’re not only providing financial tools but also building pathways to financial freedom and stability for working-class families.”
Join the Movement
Chambliss Mortgage Capital invites real estate investors, developers, and industry stakeholders to partner in this mission. Through its Private Lending Insider Podcast and Real Estate Investor Mastermind (REIM) events, CMC offers opportunities to network, collaborate, and learn how to make informed decisions that benefit both portfolios and communities.
Contact Information
To learn more about Chambliss Mortgage Capital’s initiative, upcoming events, or private lending solutions:
Visit: ChamblissMortgageCapital.com
Contact: (504) 270-1314 or randy@chamblissmortgagecapital.com
About Chambliss Mortgage Capital
Chambliss Mortgage Capital is a privately held, nationwide private money lender specializing in asset-based financing for real estate investors. Offering bridge loans, fix-and-flip loans, construction loans, and long-term rental loans, CMC is committed to helping investors achieve financial goals while fostering the development of affordable housing and reducing homelessness nationwide.
Patricia Gail is a seasoned entrepreneur, author, community organizer, and ordained evangelist with four decades of experience in real estate and private money lending. A native of New Orleans, Louisiana, Patricia’s journey in business and service began with a strong academic foundation, earning her B.S. Degree in Business Management with a minor in Economics and pursuing Master’s studies in Communications at Southern University A & M.
Patricia’s impact in real estate is marked by her long-standing affiliation with Century 21 Real Estate where she was the Franchisee of All-Metro Realty for 20 years. During her tenure, she recruited and trained over 400 agents, eventually founding American Dreams Do Come True Real Estate Network, LLC, and American Dreams Do Come True (ADDCT) Television Global Network the past 4 years. Her dedication to excellence has been recognized with numerous accolades, including #1 Debt Mastery Award of World Marketing Alliance, the prestigious #1 Agent and #1 Broker Realtist of the Year National Awards from the National Association of Real Estate Brokers, Chicago Revlon Award, and the Spirit of Greatness Award from the New Orleans Center for Successful Living.
Patricia introduced the curriculum and taught the first real estate course approved at Baton Rouge Community College. As their first adjunct Professor of Real Estate of Baton Rouge Community College, shaping the next generation of industry leaders. Her illustrious career expanded from real estate to include non-predatory lending vehicle Kingdom Mortgage USA, LLC, when she held the office of President, Broker-Owner.
Currently, Patricia specializes in Private Money Investor Lending through Chambliss Mortgage Capital, where she helps real estate investors and developers secure customized financing solutions.
Her passion for financial freedom and community empowerment drives her mission to provide alternative investment vehicles backed by real estate, offering predictable, passive returns.
Beyond her professional endeavors, Patricia enjoys cycling, creative arts, golfing, cooking, reading studying devotions, and spending time with family. She finds peace in quiet moments, whether walking along beaches, watching sunsets, or listening to praise, and worship music.
Patricia Gail is dedicated to serving the marketplace with diversified platforms through her 5-Star 5-M Kingdom enterprises, which include the following services:
Her life’s work is a testament to her unwavering commitment to excellence, communication, service, and faith in God.
How our funding process works?
CMC’s Private Money Lending Advantage…
- Skip the Rigorous Loan Hassles from Traditional Banks & Mortgage Companies
- Avoid the Confusing, Stressful and Lengthy Loan Process
- 21-30 Day Funding Without the Traditional Financing Hassles
- No Personal Income Verification, Tax Returns or DTI Ratio Requirements
- Light Documentation: No More Gathering Mountains of Endless Paperwork
- Fund Your Fix & Flip, Ground-Up, SFR, 2-4 Unit & Multi-Family Properties
- Gain the Confidence, Competitive Edge & Speed to Close More Deals
8 Steps to Buying an Investment Property
At Chambliss Mortgage Capital (CMC) our goal is to help you avoid the traditional stressful, confusing and lengthy loan process with our streamlined funding experience. We do things differently from traditional banks and mortgage companies from start to finish and beyond the closing. See our funding process in action below…
Your CMC relationship manager will learn about your goals, assess your credit & liquidity, establish proper expectations and discuss your funding options tailored to your real estate business.
We gather as much information up front as possible giving us the rocket fuel to fly through the loan process.
This is where we need your help getting all your documents in as quickly as possible. You will provide your relationship manager with all the requested light document such as Identification, Bank Statements, Business Articles of Organization, etc.
We partner up with the best 3rd party appraisal management companies that provides appraisal reports as quick as possible.
Our loan process is goal-driven rather than deadline-focused. Traditional lenders just work towards a closing date (i.e. a deadline). This typically leads to rushing around hours before closing or even missing the closing date. At CMC we try to avoid the last minute craziness by working towards a 710-day goal. Our 7 business day loan process is unique so it gives our borrowers the competitive advantage to close more deals faster.
Once all the documents have been received by the processor, the loan is then moved to Underwriting. Within 48-hours the Underwriter will review your loan and verify that all guidelines and conditions have been met. If any items are missing or if the underwriter needs some clarity we will request the additional items (no alarm or worries) but if all conditions are met then the file is moved to the “Committee” to officially issue an Agree to Fund (ATF).
Once reviewed by underwriting, the committee approves the deal within 48-hours and sends out Clear to Close (CTC) that outlines the final terms of the deal. The file than moves to our closing team where we will confirm the insurance coverage with the insurance agent, confirm the closing date with the title settlement company and begin creating the closing documents.
We work closely with the title settlement company and closing attorney to balance the numbers (i.e. confirm the total funds needed for the closing) and assemble the final closing settlement statement and loan documents. All the steps we completed leading up to this point ensures that the closing is a smooth experience without the last minute craziness. Now, you can enjoy the moment.
Where we lend?
Chambliss Mortgage Capital is based in New Orleans, Louisiana. However, our outreach expands far beyond the borders of Louisiana. We deploy capital in over 40 states throughout the country while maintaining the human experience and communication you would expect from your most trusted local mortgage lender.
