Earn Predictable Passive Income

Earn 10% Annual Yield Lending Opportunities. Paid Monthly.

Lend Money


Simplify your retirement & back it with real assets

If you have an existing IRA, or a 401K from a previous employer, it is likely that you will be able to self-direct all or a portion of it into our investment vehicles. Check with your current custodian to see if they will allow you to self-direct your retirement account. If your current custodian won't than you may want to reach out to Equity Trust.

Have you ever wanted a predictable, profitable, and rewarding way to grow your investment portfolio that is backed by validated collateral such as a residential, mixed-use, multi-family and commercial properties and protected by insurance policies? We tend to want to diversify our investments portfolio but oftentimes we still end up with stocks, bonds, mutual funds, or crypto which none are backed by collateral (i.e. real property). Chambliss Mortgage Capital's accredited investors receive vetted predictable investment opportunities secured by real estate debt on assets backed by first position liens and personal guarantees.

Essentially, CMC provides real estate investors, developers and business owners (i.e. borrowers) the necessary capital to finance their properties by bringing together individual and accredited investors (i.e. private lenders) and borrowers through our private money exchange. We've helped countless private lenders find funding opportunities that are backed by real property in first lien position that's secured by mortgages or deed of trusts and insurance policies (i.e. title, hazardous and flood insurance).

  • 1

    Profit Potential

    Real estate has historically generated higher returns than traditional/public market investments.

  • 2


    Hedge against public investments with an investment not tied to stock market performance.

  • 3

    Building Communities

    Our private lenders’ capital fund neighborhood revitalization, sustainability, and provide affordable housing.

  • 4

    Increase Employment

    Many projects create jobs for local contractors, trademen, and other real estate service providers.

Our Investment Philosophy

  • 1

    We originate and vet all of our own deals.

  • 2

    We only select deals we would invest our own money in. We are co-invested in the majority of our deals.

  • 3

    We only select deals we would be comfortable taking the properties back in the case of a default.

  • 4

    We have 18 years of real estate development, investment, project management and asset management experience and 15+ years ofmortgage lending experience.

When lenders connect borrowers through Chambliss Mortgage Capital, they can be confident that we do our due diligence prior to presenting them with complete loan packages such as, but not limited to loan originating, credit & background checks, loan processing, underwriting and title research. In addition, we provide our private lenders with loan servicing to efficiently collect and disburse the borrower's mortgage payments (funds) directly to them making the process seamless.

Why Lend Your Hard Earned Money with Chambliss Mortgage Capital:


CMC earns fees such as origination points, loan processing fees, underwriter fees and up to 4% of the interest distributions made by borrowers.

Fluctuations in the value of assets that are the subject of any investment are to be expected. Additional risks exist due to a variety of factors, including, but not limited to, leverage, property operations, business risks, property and construction management and environmental liabilities. There is a potential for loss of part or ALL of the investment capital, and each private lender should understand that all capital invested may be lost.  Private lenders should only consider lending only if they have no need for liquidity and can bear the risk of losing their entire investment.

Profits earned from lending are taxed at ordinary income tax rates. This means that profits are added to your total income for the year. At the end of the year, you will receive 1099 for any interest paid to you

However, you can receive income from lending tax free if you invest using a certain accounts (i.e. IRA’s).  Please consult with your tax professional because this information is for educational purposes only.

CMC directors, management team, its employees, affiliates, or brokers, NEVER accept any funds from accredited investors (i.e. private money lenders).  Once a lender chooses an opportunity, they are comfortable with funding, they will wire the appropriate funds directly to the Title Settlement Company that is coordinating the transaction. The Title Settlement Company will prepare and have all the necessary loan documents (i.e. Promissory Note, HUD Settlement, Mortgage or Deed of Trust, etc.) executed along with collecting the borrower’s down payment, points and fees, closing cost and insurance premiums funds prior to lender funds are disbursed.


Access Offerings: Via email, you will be invited to access the newest offerings as they are made available.

Short Duration: We target duration of 1 to 2 years.

Invest $100,000 at 10% interest: You identify an investment opportunity and commit to an investment amount.

Funds Deal: Funds are wired directly to the title settlement company (i.e. closing attorney) 48 hours prior to closing date.

Loan Agreement: At closing, you will receive a signed closing package (i.e. promissory note, mortgage or deed of trust, HUD settlement, evidence of insurance policies and title insurance policy, etc. ).

Borrowers Pay: The borrower’s payment is paid automatically on the 1st of the month via ACH.

Investors Get Paid: Investors are paid by the 15th of the month. A payment of $833.33 will be automatically deposited into your account.

Get 1099 at End of Year: At the end of the year, you will receive 1099 for any interest paid to you.

Reinvest: At loan maturity, you will have the opportunity to receive your money back or reinvest it.

Lender Inquiry

What Your Investment Budget You're Considering Lending?